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Health Plan (Domestic Students)

FSU Summer 2019 opt-out deadline is May 17 at 4 pm
The information below, with the exception of the section titled International Students Health Plan applies to DOMESTIC students only. International students should visit for information on their health plan.

Full-time registered post-secondary domestic students are automatically covered under the FSU Health Plan for prescription drugs, dental benefits and accident benefits. The deadline for May 2019 intake students to opt-out of the FSU Health Plan, opt-in family members, or choose which type of coverage you wish to have is May 17, 2019 at 4 p.m. This can be done at:


  • Full academic year coverage (September 1st to August 31st)
  • Student card may be used as a pay-direct drug card (accepted at most pharmacies across Canada)
  • Prescription Drug coverage
  • Dental coverage
  • Extended Health coverage - vision, physiotherapy, massage therapy, etc.
  • Accident coverage
  • Option to opt out if you have similar coverage
  • Option to opt in your dependents

Co-Op Health Plan Opt-In

When a student is on co-op, they are not covered under the FSU Health Plan or the bus pass, as they have not paid their ancillary fees, which these services fall under. However, there is an option for co-op students to opt-in to the FSU Health Plan and/or bus pass for a fee.

  • Co-Op Bus Pass Opt-In Fee - $120.00
  • Co-Op Health Plan Opt-In Fee - $115.00 (The student has 10 days from the beginning of their academic term to opt-in to this service)

When a co-op student pays the above fees, the student will have access to the FSU Health Plan and/or the bus pass for the period of their co-op term.

  • Fall Co-Op Opt-In - Covered from September 1st to December 31st
  • Winter Co-Op Opt-In - Covered from January 1st until August 31st

Students pay the fee to a maximum of two semesters per academic year. For more information, speak to reception in the FSU Office, SC 1000.

For additional information, please visit the FSU Office in SC 1000 or call us at 519.452.4109.

Health & Wellness Resources

Claim Submission Information

If you pay for prescription medication, dental work or any other services covered under the FSU Health Plan without using your student card, you can get reimbursed by filling out the appropriate form above.

Important Documents

International Students Health Plan

All Fanshawe International students are covered under the Morcare health plan.

Please refer to the following resources for any questions/concerns:
Website: (complete plan details, brochures, downloads, family opt-ins, etc.) or in person at the International Office - E2025 (insurance provider)

The following videos have been provided by ACL Student Benefits to assist students in filling out claim forms, finding healthcare practitioners, and navigating your way through the website.

A look at the We Speak Student website

Filling out your Claim Forms

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